Calculate MSME Interest Online – Free Tool for Delayed Payment Interest (2025)

Calculate MSME Interest Online

Step-by-Step Guide to Calculate MSME Interest Online

Enter the Invoice Amount

Select the Invoice Date

Enter the Due Date

Select the Payment Date

Click on Calculate

Online MSME Interest Calculator – Tool Features

Our calculator is designed for:

Micro, Small & Medium Enterprises (MSMEs)
Lawyers and legal advisors
Accountants & Consultants
Business owners dealing with payment disputes

Key features:

Web-based, no installation
Easy interface
Auto-updated with latest RBI rates
PDF download for legal use
Completely free to use

Calculate MSME Interest Online

Who Should Use This Tool?

This tool is perfect if:

You're planning to file a complaint under MSME Samadhaan
You're negotiating delayed payment interest with a buyer
You're preparing a legal claim
You want to track payment timelines for your accounting

How Interest is Calculated as per MSMED Act

According to the MSMED Act, 2006:

Payment should be made within 45 days of invoice or delivery date
If delayed, compound interest is applicable
Rate = 3 times the RBI Bank Rate
Interest starts from day 46, not invoice date

Frequently Asked Questions (FAQ)

Q1. Can I calculate interest for multiple invoices?
Yes, use the calculator separately for each invoice.

Q2. Is the online MSME interest calculator really free?
Absolutely. We don’t charge anything.

Q3. Can I use this tool on mobile?
Yes, it’s fully mobile-responsive.

Q4. Is it valid for all states in India?
Yes, the MSMED Act is a central act and applies PAN India.

Start calculating your MSME interest now – get instant results and a downloadable PDF.

Use the MSME Interest Calculator

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